Some of the features and benefits of your Delta investment account include:
1. The Personal Services of an Independent Financial Advisor
Delta has branch offices throughout the US staffed with trained professionals to assist their clients to: a) identify their
financial objectives, b) develop a short and long range plan and c) allocate financial assets for maximum financial performance. In order
to ensure greater objectivity to our investment recommendations, Delta offers no proprietary investment products and does not engage in
securities underwriting or investment banking.
2. On-line Trading and Account Management
Through a Delta brokerage account, clients have secure internet access to all of their account information including market
value of investment positions, transaction history and cost basis. Clients may also buy and sell securities on-line and have access to
real time quotes, news and research.
3. Banking and Investing Combined through one Account
A Delta brokerage account allows client to invest and bank through one account offering the following features:
- Free checkwriting Visa. debit and ATM card Automated deposits and withdrawals Automated bill payment and ACH Automated periodic purchases
and sales of mutual fundsAutomatic reinvestment of stock dividends
- Higher interest on cash balances than available through most bank accounts
4. Comprehensive Financial and Tax Reports
In addition to the regular monthly statement, clients have several options to receive regular reports which can include a
monthly cost basis statement showing gains and losses in each investment, a quarterly performance report and an annual account summary
and tax statement which can be used to prepare the client’s tax return.
5. Managed and Fee Based Accounts
Clients can select from a full range of managed asset programs with various investment styles and objectives. More than 100
fund managers have been selected for the wrap separate account and mutual fund wrap programs based on short and long range performance
as well as other important criteria.
Instead of paying commissions for financial advise, trading and research, clients can pay a fixed annual fee for these services.
There are no commissions for investing in this type of account, which has the same features and benefits of a traditional investment account
including free checkwriting, ACH, on-line account access and optional performance and tax reports.
6. Independent Research
Our financial advisors have access to multiple independent research platforms to assist clients in improving investment selection.
These research services include Pershing Investment Research, Morningstar, Standard and Poors, Reuters, Thompson Financial, First
Call, Credit Suisse First Boston, Market Edge, Dow Jones, Bloomberg and Value Line among others.
7. Directed Trust Services
Directed trust services from Bank of New York are available through Delta's financial advisors. The Bank of New York has
been a leader in providing trust services to wealthy individuals for over 170 years and has the expertise in administering all forms of
trusts including living and testamentary trusts, special needs trusts, charitable trusts and generation skipping transfer trusts. Trust
services provided by the Bank of New York are supported by a team of highly skilled professionals who serve as specialists in trusts, estates,
tax planning, law, accounting, finance and fiduciary real estate.
8. Unlimited Account Protection
Investors in Pershing accounts enjoy unlimited account protection. The Securities Investor Protection Corp. (SIPC) provides
protection up to $500,000 of which no more than $100,000 can be in cash. The remaining account protection is, of which no more than $1
million can be in cash, is provided by private insurance companies. SIPC and private insurers protect against member business failure but
do not protect against loss of investment principal due to changes in market value. This protection is not equivalent to FDIC insurance.
9. The Security of a World Class Financial Institution
Pershing LLC is a wholly owned subsidiary of Bank of New York. This prestigious financial institution was founded by Alexander Hamilton
more than 200 years ago and is the nation‚s oldest bank. As one of the largest banks in the United States, Bank of New York provides
a complete range of banking, custodial, trust and other financial services to corporations and individuals worldwide.
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